4-Point Inspections

When it’s time to purchase homeowners insurance, a wise buyer will be prepared. Show up with a trifecta of completed insurance inspections from Evolve Property Inspections, and you’ll earn their respect and a quick bid for insurance. For a four-point inspection, contact our team at (305) 506-8969 or schedule now. We serve Miami-Dade County and the surrounding areas.

What Is a 4-Point Home Inspection?

Today, many insurance companies are wary of insuring older homes, constantly assessing their level of risk. Older homes simply have a higher probability of becoming an insurance liability to the underwriter. It’s not unusual for homeowners with older homes to experience a failure of a major system and then file for reimbursement under their policy.

Chances are if your home is 25 years old or older, an insurance company will require a wind mitigation inspection, a roof certification (if the roof is old or in suspect condition), and a 4-point insurance inspection.

A four-point inspection is needed to satisfy insurance carrier requirements. It is a much shorter inspection than a full home inspection, pre-listing inspection, or commercial inspection. One of our inspectors will assess only certain aspects of the following four home systems:


Inspector evaluates plumbing by running water in sinks and showers and by flushing toilets. Visual inspection of water heater and run a heating temperature test.


Visual inspection of the electrical panel, checking for adequate power supply and proper wiring. Test GFCI-protected outlets.


Inspector conducts a visual inspection and does a temperature adjustment test to make sure the unit is functioning at industry standards.


Inspection of overall condition. Specifics are not noted.

Insurance companies will use the results of the inspection to determine if the home is insurable. You may need to schedule other types of inspections, make repairs, or even arrange for replacements to obtain insurance.

Evolve provides residential and commercial property inspections in Miami-Dade County and surrounding areas

Environmental Inspections

Evolve Property Inspections offers a full menu of inspections for all of your needs. Our InterNACHI Certified Master Inspectors are highly skilled and take the time to educate our clients on the condition of the homes or businesses they are inspecting.

In the case of our sea wall, sewer scope, and termite inspections, we work with trusted third-party inspectors to complete these specialty inspections. For more information, see our about Evolve and FAQ pages. Additionally, we offer drone inspections to gather information on hard to reach areas of your property, such as your roof. View our video to learn more!

Why Choose Us?

  • $100,000 of free warranty protection with every inspection
  • Licensed & insured Florida home inspector
  • CCPIA Certified Commercial Inspector
  • InterNACHI Certified Master Inspector
  • Level I Infrared-Certified Thermographer
  • BuildFax property permit search insight
  • Comprehensive, 24-hour inspection reports
  • Discounted package inspections
  • Family-owned business since 2012

For more information, be sure to check our FAQ and about us pages.

Whether you’re buying a home, renewing a homeowners insurance policy, or switching to a new insurance company, chances are you may need a 4-point inspection. Contact us at (305) 506-8969 or request a quote. We serve Miami-Dade County and the surrounding areas including Kendall, Pinecrest, Coral Gables, and Broward County.

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